5 Tricks for Raising Financially Savvy Kids
As a parent, chances are you want to see your children grow up healthy, find love, start a family and establish financial security. A good friend of mine said of raising children, “all I want is for...
View ArticleStruggling to Finish the Month – Refinancing Your Mortgage
How Refinancing Your Mortgage Can Put Money in Your Pocket I want to share with you a story that good friends shared with me. After all, it isn’t so different from mine, yours and millions of other...
View ArticleStep-by-Step Guide: How to Retire Comfortably with Passive Income
I’ll be honest. I didn’t come from the frugality and savings world. I came from the high-risk world of entrepreneurship. Some entrepreneurs chase high-risk and high reward. Here, I’m risking capital...
View Article8 Tips to Reduce Your Energy Bill This Summer
Energy conservation isn’t a new idea. I remember my parents talking about it when I was growing up back in the 60s and 70s (yes, I’m old). But it is as relevant now as it has ever been, with oil prices...
View ArticleCreative Entertaining on a Budget
Perhaps you’ve been invited to a few parties and now you feel obligated to reciprocate, but you’re stressed about following the same path. Maybe you just want to enjoy the company of friends and family...
View ArticleHARP Mortgage Extension – One More Year
Bills Bottom Line: HARP Mortgage Extension 2016 The FHFA director, Mel Watts, recently announced the second extension of the HARP mortgage refinance program. The new deadline is December 31, 2016. The...
View ArticleSmart Wedding Gifts That Don’t Break the Bank
Does here come the bride feel like there goes your money? While it’s an honor to be invited to attend a friend’s or family member’s nuptials, if your budget is restricted, it can feel less like a...
View ArticleBudget Gardening Tips
I love gardening. OK, I like the way a beautiful garden livens up the exterior of my house. That’s my motivation for digging in the dirt and pulling ugly weeds on a regular basis. One of the things...
View ArticleThink Credit Monitoring is not worth paying for? Think again.
Credit monitoring fees can add up. They range between $15 and $20 per month, coming to about $200 per year. Is it a smart investment? Unfortunately, in most cases it is not. Even though credit...
View ArticleApplying for a Credit Card During a Mortgage Application is a Bad Idea
There are some bad ideas out there. From eating “one more” extra spicy chicken wing to betting your whole paycheck on “13″ in a game of roulette, there are some things that you are better off not...
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